Sep 30, 2026 earnings call — Shift to AI-driven, asset-light business
Company shifted to an asset-light, AI-driven model while facilitating RMB 6.3 billion in loans this quarter.
Revenue $0.1B (est $0.2B) · EPS $-0.75 (est $0.38)
Key quotes
"Over the past several years, we have built proprietary AI models, our Magicube multi-agent platform, and specialized capabilities across customer acquisition, customer service, risk management, asset recovery, and internal operations."
"We issued more than 918,000 new policies, up 177% year-over-year, while gross written premiums increased 2% sequentially to approximately RMB 839 million."