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YIREN DIGITAL LTD earnings calls

YRD · every analyst question and management's answer

Sep 30, 2026 earnings call — Shift to AI-driven, asset-light business

Company shifted to an asset-light, AI-driven model while facilitating RMB 6.3 billion in loans this quarter.

Revenue $0.1B (est $0.2B) · EPS $-0.75 (est $0.38)

Key quotes

"Over the past several years, we have built proprietary AI models, our Magicube multi-agent platform, and specialized capabilities across customer acquisition, customer service, risk management, asset recovery, and internal operations."

— Ning Tang (CEO·CHAIR) · AI deployment

"We issued more than 918,000 new policies, up 177% year-over-year, while gross written premiums increased 2% sequentially to approximately RMB 839 million."

— Ning Tang (CEO·CHAIR) · Insurance platform growth

AI-generated notes on the earnings call transcript. Quotes are taken from the transcript. This is not a FolioObs investment view.

YIREN DIGITAL LTD (YRD) · Earnings calendar

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