Sep 28, 2026 earnings call — Record fiscal year and segment rotation
Full year adjusted EBITDA was $154.6 million, exceeding revised guidance of $150 million to $152 million.
Revenue $0.3B (est $0.3B) · EPS $0.94 (est $0.98)
Key quotes
"Our 3 high-margin growth segments, NRS, Fintech and net2phone, each increased their respective quarterly and full year contributions, while our Traditional Communications segment generated more adjusted EBITDA in fiscal 2026 than it did in fiscal 2025 or 2024."
"At NRS, we continue to develop and deploy new high-value functionalities for our retailers, such as our recent Uber Eats integration following the Grubhub and DoorDash partnerships we announced last year."
"At BOSS Money, remittances surpassed the $30 million annual transaction run rate for the first time in May, thanks to strong Mother's Day results in our digital channel."
Analyst Q&A 2
profit growth by business next year
Q (Freedom Broker): He asked for the main drivers behind next fiscal year's EBITDA guidance across the segments. He also asked where AI in net2phone is having commercial impact, and asked about NRS growth versus monetization and traditional communications drivers.
A: They expect to grow EBITDA in every segment and largely mirror the fiscal '26 pattern. For NRS they referenced revenue growth guidance of 20% to 25% and said EBITDA should grow at a higher clip; Fintech EBITDA should continue growing from scale and efficiencies; net2phone was budgeted for a very small EBITDA increase so management can redeploy earnings into the AI roadmap. For traditional comms they expect digital sales, subscription plans and digital payments to offset declines and to keep reducing cost and SG&A to improve EBITDA.
"I mean, as I just mentioned in my remarks, we expect to grow EBITDA in each one of our segments." — Marcelo Fischer (CFO)
which retail stores are most profitable
Q (private investor): He asked which store verticals are more or less attractive for NRS expansion and whether new stores are converting from no POS or taking share from other providers. He also asked what drove the recovery in advertising revenue and about market share in remittances and digital.
A: They prefer higher-volume stores and stores that can take more of their services (for example, stores with food and delivery are more profitable than tobacco shops). Most stores already have a point-of-sale system, and many choose IDT for broader services and lower cost; some customers who left later returned. Advertising recovered because retailers and brand partners are seeing results, and the recent acquisition added new business; on remittances the shift to digital helps them and market share has been stable to growing, with Mexico going from a little less than 2% to about a little bit less than 3%.
"I would say at this point in time, most stores have a point-of-sale system." — Samuel Jonas (CEO)